Dimity Kingsford Smith

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Even as a long-time observer of financial markets, Dimity Kingsford Smith is surprised at what the banks are up to, writes Saffron Howden.

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It seems ASIC and the Director of Public Prosecutions will have no lack of evidence to pursue civil penalties and criminal cases. The bigger issue is what charges to go with.

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Banks and financial providers know how to take advantage of consumers' inability to make good decisions about financial products, writes Dimity Kingsford Smith.