The average Australian household is wealthier yet more indebted than the average German household, partly due to tax and retirement income policies.
Retirees who don't own their homes do awfully out of the pension. Here's a way to rebalance it.
The Intergenerational Report looks at fiscal projections but ignores retirement outcomes, wasting a good opportunity to discuss how to future-proof the system, writes Rafal Chomik.
Australians have few options if they want a stable income after retirement that is insured against longevity, investment and inflation risk, write Rafal Chomik and Hazel Bateman.