Regulators need to take action to prevent older Australians from borrowing against their superannuation to upgrade their housing and help rein in unsustainable property prices.
Retirees who don't own their homes do awfully out of the pension. Here's a way to rebalance it.
Actuary Anthony Asher suggests why the banking royal commission should have examined excessive CEO remuneration.
Instead of matching long-term pension liabilities to long-term investments, investment markets fixate on short-term liquidity. Is a new approach now needed?
While codes of conduct in banking may help, the tsunami of financial regulation over the past few decades has swept aside much of the sense of personal accountability.
The changes announced in the latest federal budget could save members up to $3billion, but they don't tackle the problems of total disability insurance.
The tax advantages of housing offend against justice on every count, writes Anthony Asher.
Enshrining the objective of superannuation in legislation could have unintended consequences, writes Anthony Asher.