Hazel Bateman

A clock and a jar full of coins with a 'retirement' label on a table.

New research indicates that many people who withdrew funds from their super over the past months are uncertain about the long-term consequences of their decision.

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Australians have few options if they want a stable income after retirement that is insured against longevity, investment and inflation risk, write Rafal Chomik and Hazel Bateman.