Philip Lowe

A hand is poised to add the final piece to a set of blocks resembling a house

There’s no reason why Australian lenders couldn’t offer 30-year fixed-rate mortgages, as they do in the US.

A homeless person sits on a platform overlooking a Melbourne street

Australia faces economic problems down the road if three big, structural reform areas – housing affordability, the tax mix, and decarbonisation – are not addressed.

Philip Lowe

By himself, Reserve Bank Governor Philip Lowe may not be able to keep Australia out of recession.