Australians have few options if they want a stable income after retirement that is insured against longevity, investment and inflation risk, write Rafal Chomik and Hazel Bateman.
It’s unrealistic and unfair to expect everyone to have the same retirement age, as it can can disadvantage groups with a systematically lower life expectancy, in particular the poor, writes Rafal Chomik.
Time will tell if the Productivty Commission’s assessment on lifting the retirement age will galvanise constructive debate and action, writes Rafal Chomik.
Older workers have enormous value, but it remains to be seen what their health and disability profiles will be and which employers will reap the benefits of population ageing, writes Rafal Chomik.
Those keen to address the gender imbalance in superannuation might want to keep sex out of the equation and instead boost the savings of low earners and informal carers, argues Rafal Chomik.